AFFORDABLE BENEFITS BROKER

Helping Seniors Gain Peace of Mind

Through Thoughtful Planning

Trusted Experts in Final Expense Life Insurance

Helping Seniors Gain Peace of Mind

Through Thoughtful Planning

Trusted Experts in

Final Expense Life Insurance

Life Insurance Made Simple

Schedule a FREE Consultation

Education

We'll provide you with an easy to understand overview of Life Insurance.

Expert Insight

to help you make the right

decision for your family

Peace-of-Mind

Relax and sleep great at night

knowing your family's financial

future is secure

Life Insurance Made Simple

Schedule a FREE Consultation

Education

We'll provide you with an easy to understand overview of Life Insurance.

Expert Insight

to help you make the right

decision for your family

Peace-of-Mind

Relax and sleep great at night knowing your family's financial future is secure

Claim Your 2 FREE Guides Now!

Now's the Time to Take the First Step ...

Schedule your FREE Consultation

Request Information

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Affordable Benefits Broker

🌟 Life Insurance Made Simple: FREE Information Session with Derek

15 Mins

Book a Call Now!

Schedule FREE Consultation

Pick a Date and Time

Affordable Benefits Broker

🌟 Life Insurance Made Simple: FREE Information Session with Derek

15 Mins

Why Choose Final Expense

Life Insurance?

Is Final Expense Life Insurance the Right Fit For You?

Its Budget Friendly

Final expense insurance typically offers smaller coverage amounts compared to traditional life insurance policies, making it more affordable for seniors on a fixed income.

Its Easy to Qualify

Many final expense policies have simplified underwriting processes, which means seniors with health issues or pre-existing conditions may still qualify for coverage.

Its Specially Designed

Final expense insurance is designed to cover end-of-life expenses, such as funeral costs, medical bills, and other debts, ensuring that beneficiaries aren't burdened with these expenses.

Premiums Never Go Up

Most final expense policies have fixed premiums that don't increase over time, providing seniors with predictable costs and eliminating the risk of premiums becoming unaffordable in the future.

Fast Claims Payout

Final expense policies typically pay out quickly after the insured's death, providing immediate financial assistance to cover funeral and burial expenses when they're needed most.

No Medical Exams

Many final expense policies offer guaranteed acceptance without requiring a medical exam or extensive health questions, making it easier for seniors to obtain coverage.

Request Information

Get final expense life insurance and ensure your legacy lives on.

You may be under the impression that you're too advanced in age or that final expense insurance is too costly. Perhaps you're convinced you should have enrolled decades ago. It's possible you feel your health conditions or weight might disqualify you.

In reality, these concerns are often unfounded.

Affordable Benefits Broker is independent. This means we possess the flexibility to locate the optimal final expense insurance coverage for you, irrespective of your health status or other factors. Various carriers have diverse underwriting criteria. Our mission is to identify the most suitable options tailored to your specific requirements and financial plan.

Some of the 'A' Rated Carriers We Frequently Use

Final expense insurance is often considered a good option for seniors for several reasons:

Budget

Friendly

Easy to

Qualify

Specially

Designed

Premiums

Never Go Up

Fast

Payout

No Medical

Exam

Final expense insurance typically offers smaller coverage amounts compared to traditional life insurance policies, making it more affordable for seniors on a fixed income.

Many final expense policies have simplified underwriting processes, which means seniors with health issues or pre-existing conditions may still qualify for coverage.

Final expense insurance is designed to cover end-of-life expenses, such as funeral costs, medical bills, and other debts, ensuring that beneficiaries aren't burdened with these expenses.

Most final expense policies have fixed premiums that don't increase over time, providing seniors with predictable costs and eliminating the risk of premiums becoming unaffordable in the future.

Final expense policies typically pay out quickly after the insured's death, providing immediate financial assistance to cover funeral and burial expenses when they're needed most.

Many final expense policies offer guaranteed acceptance without requiring a medical exam or extensive health questions, making it easier for seniors to obtain coverage.

Choosing life insurance requires understanding policy terms, coverage, and premiums to meet your specific needs.

Choosing life insurance requires understanding policy terms, coverage, and premiums to meet your specific needs.

Our Expert guidance helps seniors confidently select the right coverage.

'Assurance Guarantee' is Our Promise to You!

With our 'Assurance Guarantee,' we promise to always do what's best for you. If we can make things better for you, we'll do it. But if your current life insurance is already great, and can't be improved, we'll gladly acknowledge and applaud with you. Either way, you're a winner!

The right broker can make a world of difference

Life insurance agents and brokers across the nation are eager to provide you with quotes. But, do they offer comprehensive service? Picture teaming up with an agent who goes beyond simply issuing a policy and disappearing.

While many agents and brokers can offer similar carriers and basic insurance premiums, what truly matters is finding one who customizes their service to meet your specific needs and remains dedicated to managing your policy over time.

Find a broker who always puts your interests ahead of everything else!

Having the right broker can make a world of difference

Life insurance agents and brokers across the nation are eager to provide you with quotes. But, do they offer comprehensive service? Picture teaming up with an agent who goes beyond simply issuing a policy and disappearing.

While many agents and brokers can offer similar carriers and basic insurance premiums, what truly matters is finding one who customizes their service to meet your specific needs and remains dedicated to managing your policy over time.

Find a broker who always puts your interests ahead of everything else!

Get final expense life insurance and ensure your legacy lives on.

You may be under the impression that you're too advanced in age or that final expense insurance is too costly. Perhaps you're convinced you should have enrolled decades ago. It's possible you feel your health conditions or weight might disqualify you.

In reality, these concerns are often unfounded.

Affordable Benefits Broker is independent. This means we possess the flexibility to locate the optimal final expense insurance coverage for you, irrespective of your health status or other factors. Various carriers have diverse underwriting criteria. Our mission is to identify the most suitable options tailored to your specific requirements and financial plan.

Choose Affordable Benefits Broker for Easy Final Expense Planning

How to Safeguard Your Loved Ones

  1. Request your FREE 'Life Insurance Made Simple' Informational Consultation.

  2. Benefit from virtual or phone consultations with a final expense specialist, all from the comfort of your home.

  • In just 15 or 20 minutes, we'll explore the top insurance options and present the best pricing.

  • No pressure! No sales tactics! Just transparent guidance from a licensed broker who cares about your well-being.

  • We always go above and beyond to ensure you fully understand your coverage.

  • We offer a courtesy call to the designated beneficiary or other family members to thoroughly explain the details of the policy the insured has enrolled in.

We frequently uncover options that may surprise you!

How to Prepare Your Legacy

We understand the significance of leaving a lasting legacy and being remembered for generations to come. Our objective is to assist you in preserving your legacy, and the advantages of a Legacy Safeguard Membership make this achievable!

With Legacy Safeguard, you and your loved ones gain access to the following benefits.

  • Legacy Planning Services to help you document important information and share significant memories and values with loved ones.

  • Estate Planning Support to assists you in locating specialized estate and elder law attorneys practicing in your area who can help guide you through the Estate Planning process.

  • End-of-Life Planning, Guidance and Assistance - At the time of need, our caring Advisors are on call to help guide your family through the planning process.

  • Support for Survivors by offering a wide range of services including grief counseling support.

We are privileged to provide you and your family with an array of benefits aimed at safeguarding your legacy.

Don't Just Take Our Word for It - Here's what our clients have to say ...

⭐⭐⭐⭐⭐

Benjamin Martinez

Clearwater, Florida

Derek made getting life insurance super easy! He's friendly and knows his stuff. He took care of everything and made sure I got the best coverage. I recommend Derek to everyone.

⭐⭐⭐⭐⭐

Emily Johnson

Goodyear, Arizona

I highly recommend Derek who found me an immediate-start plan at a comfortable price even with my health concerns. Another agent was double and a 2-year wait.

TESTIMONIALS

Here's what our clients have to say About Us!

⭐⭐⭐⭐⭐

Benjamin

Martinez

Gulfport, Florida

Derek made getting life insurance easy! He's friendly and knows his stuff. He took care of everything and made sure I got the best coverage that I could afford. I recommend Derek to everyone.

⭐⭐⭐⭐⭐

Emily

Johnson

Prescott, Arizona

I highly recommend Derek who found me a plan that is already kicked in. I have a health condition that makes it hard to get approved. Another agent said I would have to wait 2 years and pay a lot more.

⭐⭐⭐⭐⭐

Jacob

Carter

El Paso, Texas

I spoke with Derek and his wife Felicia. They were both very nice and actually followed up with me about my policy. I can't thank them enough.

TESTIMONIALS

Here's what our clients have to say About Us!

⭐⭐⭐⭐⭐

Benjamin

Martinez

Gulfport, Florida

Derek made getting life insurance easy! He's friendly and knows his stuff. He took care of everything and made sure I got the best coverage that I could afford. I recommend Derek to everyone.

⭐⭐⭐⭐⭐

Emily

Johnson

Prescott, Arizona

I highly recommend Derek who found me a plan that is already kicked in. I have a health condition that makes it hard to get approved. Another agent said I would have to wait 2 years and pay a lot more.

⭐⭐⭐⭐⭐

Jacob

Carter

El Paso, Texas

I spoke with Derek and his wife Felicia. They were both very nice and actually followed up with me about my policy. I can't thank them enough.

Some of the 'A' Rated Carriers We Frequently Use

Get 2 FREE Guides!

My Final Wishes

Funeral Planning Guide

Discover the importance of funeral planning and ensure your final wishes are known and respected. It's never too early to plan ahead.

Know Your Options

Your Guide to Final Expense Insurance

Unravel the complexities of life insurance with our comprehensive guide. Learn about final expense insurance and other types available, so you can make the best choice for your family's needs.

Submit this Form to Receive Your Free Life Insurance Guides Directly to Your Inbox!

Your Final Arrangement Wishes?*
Does your family know final arrangement wishes?*

I agree to terms & conditions provided by the Afforable Benefits Broker. By providing my contact information, I agree that the business may contact me regarding this offer using any method provided.

GET 2 FREE GUIDES!

My Final Wishes

Funeral Planning Guide

Discover the importance of funeral planning and ensure your final wishes are known and respected. It's never too early to plan ahead.

Know Your Options

Your Guide to Final Expense Insurance

Unravel the complexities of life insurance with our comprehensive guide. Learn about final expense insurance and other types available, so you can make the best choice for your family's needs.

Submit this Form to Receive Your Free Life Insurance Guides Directly to Your Inbox!

Your Final Arrangement Wishes?*
Does your family know final arrangement wishes?*

I agree to terms & conditions provided by the Afforable Benefits Broker. By providing my contact information, I agree that the business may contact me regarding this offer using any method provided.

Frequently Asked Questions

What is final expense insurance?

Final expense insurance is a type of life insurance designed to cover the costs associated with a person's funeral, burial, and other end-of-life expenses. It's also known as burial insurance or funeral insurance.

Who typically buys final expense insurance?

Final expense insurance is often purchased by seniors or individuals who want to ensure that their loved ones are not burdened with the financial responsibilities of their funeral and burial expenses.

How does final expense insurance differ from traditional life insurance?

Traditional life insurance policies provide a larger death benefit and can be used for various purposes, including income replacement, mortgage payments, and education expenses. Final expense insurance, on the other hand, is usually smaller in coverage and is specifically intended to cover funeral and burial costs.

What are the benefits of final expense insurance?

Final expense insurance provides peace of mind by ensuring that your funeral and burial expenses are covered, relieving your loved ones of the financial burden during a difficult time. It can also be easier to qualify for than traditional life insurance, especially for seniors or those with health issues.

How much coverage do I need with final expense insurance?

The amount of coverage needed depends on individual circumstances and preferences. Factors such as funeral costs, burial expenses, outstanding debts, and any other final expenses should be considered when determining the coverage amount.

How much does final expense insurance cost?

The cost of final expense insurance can vary depending on several factors, including your age, health status, coverage amount, and the type of policy you choose. Generally, final expense insurance premiums tend to be more affordable than traditional life insurance premiums because the coverage amounts are smaller

For a more precise estimate of the cost, it's best to work with a broker like us who can shop around multiple insurance companies. Brokers can assist you in comparing premiums and coverage options to find a policy that fits your budget and meets your needs.

Are there any restrictions on how the death benefit can be used?

In most cases, the death benefit from a final expense insurance policy can be used for any purpose, including funeral expenses, medical bills, outstanding debts, or to provide financial assistance to beneficiaries.

Do I need to undergo a medical exam to qualify for final expense insurance?

Many final expense insurance policies offer simplified underwriting, which means no medical exam is required. Instead, applicants typically answer a few health-related questions on the application.

Can I purchase final expense insurance for someone else?

Yes, you can purchase final expense insurance for someone else, such as a parent or grandparent, as long as you have their consent and insurable interest.

Is final expense insurance taxable?

Generally, the death benefit from a final expense insurance policy is not taxable as income to the beneficiaries. However, if the policy has accrued cash value and is surrendered or cashed out during the insured's lifetime, there may be tax implications.

How do I choose the right final expense insurance policy?

It's essential to compare policies from different insurance companies, considering factors such as coverage amount, premiums, policy terms, and the financial stability and reputation of the insurer. Consulting with a licensed insurance agent can also help you find the right policy for your needs.

About US


Hi! I'm Derek, the Affordable Benefits Broker. I specialize in final expense and burial insurance. I'm dedicated to educating, not pressuring. Let's navigate life insurance together, ensuring your peace of mind. Connect with me for informed decisions!

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Pick the Day and Time that Works Best For You

Affordable Benefits Broker

🌟 Life Insurance Made Simple: FREE Information Session with Derek

15 Mins

 call us today:

727-513-4319

(727) 513-4319

[email protected]

Affordable Benefits Broker

Final Expense Specialists

Florida, Arizona, Texas, Michigan,

South Carolina, Ohio, Washington

Florida, Arizona, Texas, Michigan,

South Carolina, Ohio, Washington

Affordable Benefits Broker

Final Expense Specialists

(727) 513-4319

[email protected]